Social Security benefits provide financial support to retired or disabled individuals. However, applying for these benefits can be challenging. For many people, these benefits are essential because they are unable to work due to illness or injury. Unfortunately, you may not be aware that approximately 60% to 65% of all disability claims are typically rejected. This can be particularly distressing, especially if you are dealing with a serious illness and have limited income-generating capacity.
Some general causes of denial of such claims are outlined below. Nonetheless, the issues highlighted above can be prevented if one knows them. Rockford social security disability law firm can be instrumental in helping you navigate these challenges. Let’s discuss some of the primary causes and things that can help your claim to be approved.
Reason 1: You Earn Too Much Money
First, the SSA considers how much money you earn. This help is intended for those who don’t have sufficient income. Therefore, if you are paid too much, your claim is dismissed on the spot. The SSA is referred to as “Substantial Gainful Activity.” This is called SGA for short. To qualify in 2024, you must have a gross income of less than $1,550 monthly. If you are blind, it can be less than $2,590 monthly. Check if your income is near this limit. Then, it is better to discuss it with a Social Security Disability (SSD) lawyer.
Reason 2: Your Disability Does Not Meet the Required Severe
Some people have health problems, but not all qualify for benefits. SSD benefits can be obtained if your disability is severe and can be expected to persist for twelve or more months. Some of the conditions the SSA may consider not severely disabling include if your disability will last for less than a year. For instance, if you have a fractured leg but get well within a few months, your claim will not be granted. Medical records documenting the extent of the disability and its duration are essential. A lawyer will be better positioned to assist you in this. They will guide you in obtaining the required documents to support this.
Reason 3: You Don’t Cooperate With the SSA
When you apply for disability advantages, the SSA may request more details. The SSA may refer you to a doctor. If you miss the exam, your claim might be denied. Always let SSA know your address. A lawyer can talk to the SSA for you. But stay in touch with your lawyer.
Reason 4: Not Following Your Doctor’s Advice
You must try to get better. Follow your doctor’s orders. Take your medicine. If you don’t, SSA may think you don’t care. If you can’t follow the plan, tell SSA why.
Reason 5: Substance Abuse
If drugs or alcohol cause your disability, this can be a very serious problem. Then, SSA will deny your claim. But if you have another disability, you may still qualify. You need to show your disability would still exist without drugs. It helps if you have proof that your condition is still there after stopping drugs.
Reason 6: Suspected Fraud
SSA will deny your claim if they think you’re lying. If they suspect fraud, they may, in fact, investigate you. This could even lead to criminal charges. If you think SSA is wrong, call a lawyer right away.
Conclusion
It’s hard to guarantee your claim will be approved. But you can improve your chances. So, you should simply follow your doctor’s plan. Give SSA all your medical records. Choose the correct lawyer based on research and reviews. Work with a lawyer to help you. These steps can help you avoid mistakes. If you need help, consult a lawyer. They can help you succeed.